22 Florida beach towns you can actually afford to live in

Pensacola

Median Home Value: $165,700
The westernmost city on the Florida panhandle, Pensacola, is known for its gorgeous Gulf of Mexico beaches and historic Spanish and British forts in its downtown area. Its median monthly housing cost is $932 and its average room per house is 6.4. Fans of NASCAR will love Five Flags Speedway, which holds the December annual Snowball Derby.

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Vero Beach

Median Home Value: $256,300
Vero Beach is a small Florida city, with Atlantic-facing beaches on a barrier island across the Indian River Lagoon. South Beach Park is downtown and is a popular attraction for tourists and residents alike. The median monthly housing cost in Vero Beach is $909 and its median annual property tax amount is $2,031.

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Tarpon Springs

Median Home Value: $195,800
Tarpon Springs is a city on central Florida’s Gulf Coast. Greek eateries line waterfront Dodecanese Boulevard, a legacy of the Greek sponge divers who settled in the city in the early 1900s is evident in everything from the food to the architecture. The median monthly housing cost in Tarpon Springs is $928 and its median annual property tax amount is $1,843.

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St. Augustine

Median Home Value: $260,800
St. Augustine is a city on the northeast coast of Florida that is one of the oldest cities in the United States. It is known for its Spanish colonial architecture as well as Atlantic Ocean beaches like St. Augustine Beach and Crescent Beach. The median monthly housing cost in St. Augustine is $1,013 and its median annual property tax amount is $2,167.

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Sarasota

Median Home Value: $239,600
Sarasota is a city south of Tampa on Florida’s Gulf Coast that is known for the John and Mable Ringling Museum of Art and Siesta Key Beach, rated the No. 1 beach in the United States by TripAdvisor. The median monthly housing cost in Sarasota is $1,067 and its median annual property tax amount is $1,873.

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Riviera Beach

Median Home Value: $192,600
Riviera Beach is a city in Palm Beach County popular for its Atlantic Ocean waterfront beaches and parks like Rapids Waterpark, Peanut Island and Manatee Lagoon. The median monthly housing cost in Riviera Beach is $1,138 and its median annual property tax amount is $1,888.

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Upper Grand Lagoon

Median Home Value: $220,700
Upper Grand Lagoon is known for its access to Panama City’s best beaches and for attractions like the Sea Dragon Pirate Cruise and St. Andrews State Park. The median monthly housing cost in the panhandle city is $1,138 and its median annual property tax amount is $1,888.
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Ormond Beach

Median Home Value: $195,500
Ormond Beach is a city in Volusia County. Ormond Beach is the northern neighbor of Daytona Beach and is home to Tomoka State Park, both are popular attractions in the summer months. The median monthly housing cost in Ormond Beach is $989 and its median annual property tax amount is $1,890.

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North Miami

Median Home Value: $180,500
North Miami is a suburban city located in northeast Miami-Dade County, Florida, United States, about 10 miles north of Miami. The city has tons to offer like its Museum of Contemporary Art and Haulover Beachfront Park. Its median monthly housing cost is $1,121 and its median annual property tax amount is $1,218.

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North Miami Beach

Median Home Value: $180,800
North Miami Beach is a city in Miami-Dade County, known for attractions like Aventura Mall, Oleta River State Park, Greynolds Park and the reconstructed spanish monastery St. Bernard De Clairvaux. The median monthly housing cost in North Miami Beach is $1,146 and its median annual property tax amount is $1,649.

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Melbourne

Median Home Value: $155,300
The dense suburban city of Melbourne is known for its Atlantic Ocean access and the Eau Gallie Arts District, which is home to many galleries and the Foosaner Art Museum. Its median monthly housing cost is $920 and median annual property tax amount is $1,232.

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Lynn Haven

Median Home Value: $191,800
Lynn Haven is a city in Bay County just north of Panama City. Popular attractions in the city are the Leslie Porter Wayside Park and the A.L. Kinsaul Park. The median monthly housing cost in Lynn Haven is $1,136 and its median annual property tax amount is $1,509.
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Lake Worth

Median Home Value: $182,700
Lake Worth Beach is a city in Palm Beach County located about 64 miles north of Miami, its name is derived from Lake Worth Lagoon. Popular attractions in the city are its beachfront parks and Mounts Botanical Gardens. The median monthly housing cost in Lake Worth is $1,021 and its median annual property tax amount is $1,605.

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Hobe Sound

Median Home Value: $176,100
Centrally located between Jupiter and Stuart along Florida’s Atlantic coast, Hobe Sound is known for its beautiful nature spots. People traveling from all around the globe enjoy its pristine beaches, unspoiled parks and championship golf courses. The median monthly housing cost in Hobe Sound is $845 and its median annual property tax amount is $1,815.

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Gulfport

Median Home Value: $194,700
Gulfport is a city in Pinellas County, bordering Boca Ciega Bay. It is known for its Gulf of Mexico beaches and location near downtown metropolitan areas like St. Petersburg. The median monthly housing cost in Daytona Beach is $939 and its median annual property tax amount is $1,289.

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Fort Walton Beach

Median Home Value: $179,600
Fort Walton Beach is a small town located on Florida’s panhandle known for its white sand beaches on Okaloosa Island, which also houses the Indian Temple Mound Museum and Gulfarium Marine Adventure Park. The median monthly housing cost in Fort Walton Beach $969 and its median annual property tax amount is $1,294.

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Fort Pierce

Median Home Value: $100,100
Fort Pierce is an east-coastal Florida city that has easy access to the Atlantic Ocean. The National Navy SEAL Museum in the city displays weapons, vehicles and other naval artifacts and nearby, Fort Pierce Inlet State Park has a long beach front perfect for swimming in the Summer months. The median monthly housing cost in Fort Pierce is $842 and its median annual property tax amount is $924.

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Dunedin

Median Home Value: $181,700
Dunedin is a city on Florida’s Gulf Coast. It’s known for its beaches, pine forest and ospreys of Honeymoon Island State Park. The island is linked to the mainland by Dunedin Causeway, which offers views over St. Joseph Sound. The median monthly housing cost in Dunedin is $933 and its median annual property tax amount is $1,516.
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Deerfield Beach

Median Home Value: $153,600
Deerfield Beach is a city in Broward County, just south of the Palm Beach County line. The city is named for the numerous deer that once roamed the area. Residents have easy access to Splash Adventure Water Park and Quiet Waters Park. The median monthly housing cost in Deerfield Beach is $1,115 and its median annual property tax amount is $1,457.

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Daytona Beach

Median Home Value: $141,000
Daytona Beach is a city on Florida’s Atlantic coast known for Daytona International Speedway, which hosts February’s iconic Daytona 500 NASCAR race. The median monthly housing cost in Daytona Beach is $846 and its median annual property tax amount is $1,200.

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